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Investor Programs

Gap Funding:

Close the Deal with Confidence

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Flexible short-term capital to bridge financing gaps and keep your investment moving forward

Our Gap Funding Program is designed for real estate investors who need additional capital to cover shortfalls between their primary loan and total project costs. Whether you’re short on rehab funds, closing costs, or down payment requirements, gap funding ensures you can move forward without delays. With fast approvals and investor-friendly terms, it’s the ideal solution for maximizing leverage and closing deals with confidence.

Mortgage Home Loan
Mortgage Loan
Mortgage Home Loan
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Benefits of Our Gap Funding Program

Our Gap Funding solutions are designed to fill the financial void traditional loans can’t cover — helping investors move quickly and confidently. Here are the key benefits:

  • Covers shortfalls in down payments, rehab costs, or closing fees
  • Fast funding to keep your project timeline on track
  • Increases purchasing power without additional strain on cash flow
  • Pairs easily with primary loans for complete project financing
  • Ideal for investors managing multiple or large-scale deals
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Program Eligibility Requirements

  • Active or pending primary loan approval from a recognized lender
  • Proof of funds for initial investment or project contribution
  • A clear exit strategy (e.g., resale, refinance, or rental income)
  • Minimum credit score of 620 (may vary by project)
  • Property must be an investment project, not owner-occupied
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Get started today

Use one of our free tools!

Get started today

Use one of our free tools!

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Loan Programs

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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Helpful Tools

Check out our other mortgage calculators

Access our top-rated mortgage calculators to expertly assess your financing options, compare various loan types, and make informed decisions for your home buying journey.

Affordability Calculator

Assess how much home you can afford based on your income, expenses, and desired down payment.

Early Payoff Calculator

See how making extra payments can help you pay off your mortgage faster and save on interest.

Rent vs Buy Calculator

Compare the costs of renting versus buying a home to determine the best financial decision for your situation.

Rate Buydown Calculator

Check out how much you can save with a seller-paid rate buydown.

Mortgage Payment Calculator

See what your monthly payment could be with our general repayment mortgage calculator.

Mortgage Comparison Calculator

See what your monthly payment could be with our general repayment mortgage calculator.

DSCR Investor Calculator

See what your investor ratio is with our DSCR calculator.

Refinance Comparison Calculator

Evaluate the potential savings and costs associated with refinancing your existing mortgage.

Adjustable Rate Mortgage Calculator

Determine your potential monthly payments and interest costs for an adjustable-rate mortgage over time.

VA Calculator

Estimate your monthly payments and total costs for a loan backed by the Department of Veterans Affairs.

Jumbo Calculator

Calculate your monthly payments and total costs for a jumbo mortgage that exceeds conforming loan limits.

FHA Calculator

Determine your potential monthly payments and total costs for a Federal Housing Administration loan.

Conventional Calculator

See the monthly payment and total cost for a conventional mortgage loan.

USDA Calculator

Calculate the costs and monthly payments associated with a USDA Rural Development loan.

203k Renovation Calculator

Analyze your debt service coverage ratio to evaluate the profitability of an investment property.